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If the debit card is not linked to a checking account I do not have a clue.
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Think international payroll, international MLM and affiliate commission, international medical and travel insurance reimbursements, Gaming winnings, customer adjustments that large online travel businesses like Bookingdotcom have to make. This is an ideal solution when a firm has to send many (especially small) payments to beneficiaries internationally.
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If this is an international transaction you’ve just avoided intermediary bank fees and landing fees that would be applied if you sent the same remittance by SWIFT transfer through the banking system.These payments are more expensive than domestic ACH transfers, but are still cheap by comparison with SWIFT plus fee free to the beneficiary. If you’re sending money to a debit card, then the funds drop in the underlying bank account fee free. Some pre-paid card firms such as Green Dot block these transactions because they can’t extract a load fee, but if they are not actively blocked then the payment should go right into the account. It doesn’t matter if it is a credit, debit or pre-paid card that the beneficiary has. There is a mechanism in the card schemes (Visa & MasterCard) that enable push payments (not refunds) to card accounts.
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